
Every branch reinvents the same wait unless you build a relationship with one.
Straight answers about Pick a Favorite Bank Branch and Stick to It — for people who already do laundry here.
Urgent in month one?
If it touches money, sleep, legal status, or daily friction — yes. Optimization can wait.
The useful detail
Note which tellers handle foreign accounts calmly; return there for non-urgent work.
Fastest decent move?
Pick a default near home, test on a weekday, stop researching for thirty days unless something breaks.
What newcomers mess up?
Copying another district's routine. Also: turning every choice into a personality project.
How do I know it's enough?
You stop reopening ten tabs every Sunday. Boring decisions are healthy.
Protect your Tuesday-night self — that's who lives with the plan.
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